## Credit card annual interest rate calculator

Enter your credit card's current balance, its annual interest rate, and the amount of time in which you'd like to get the card paid off. This calculator will tell you how much to pay each month to reach that goal. (This assumes you won't make any more purchases with the card during the payoff period.) This calculator is applicable to both personal and business credit cards. It doesn't allow for introductory or low-start interest rates. To calculate with these options, please use our Credit Card Balance Transfer Calculator. It assumes that no further purchases are added to the credit card during the repayment term. APR stands for Annual Percentage Rate and is the borrowing interest rate for your loan or credit card debt. The APR calculation takes into account for the interest rate, how often it's charged, initial fees and any other costs associated with the loan.

Step 2. Divide your card's annual percentage rate (APR) to get the periodic rate. If your issuer uses a daily balance, divide the APR by 365. If  To determine how much interest you're paying and how much interest you could save, you'll need your current credit card balance, annual percentage rate  9 Oct 2019 The credit card payment calculator compares 3 different payment options Enter your information and click 'Calculate. Annual Interest Rate:. 15 Jul 2019 Annual percentage rate (APR) is a measure that attempts to calculate what Credit card companies are allowed to advertise interest rates on a  £10,000. Annual interest rate (Fixed). 2.9%. Credit subject to status. The rate you may be offered will depend on your personal circumstances, credit assessment

## It is calculated on a daily basis, so your APR must be converted to a daily rate. The math equation for that is annual percentage rate (APR) ÷ 365 (number of days

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